Monthly Repayment |
HKD$258,445
|
Initial Payment |
HKD$54.5 Millions
|
Loan Amount |
HKD$54.5 Millions
|
Total interest |
HKD$23.03 Millions
|
complete insurance payment |
HKD$163,500 (0.3%)
|
Stamp Duty |
HKD$4,632,500
|
Legal Fee |
HKD$290,000
|
Agency Fee |
HKD$1,090,000
|
Total Expense |
HKD$6,176,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 672052 | 477442 | 372704 | 326179 | 250642 | 205395 | 175293 |
1.5% | 683873 | 489363 | 384745 | 338304 | 262987 | 217965 | 188090 |
2% | 695825 | 501473 | 397030 | 350712 | 275706 | 231000 | 201442 |
2.5% | 707909 | 513770 | 409560 | 363400 | 288797 | 244496 | 215340 |
3% | 720124 | 526256 | 422331 | 376366 | 302255 | 258445 | 229774 |
3.5% | 732471 | 538927 | 435345 | 389610 | 316078 | 272839 | 244729 |
4% | 744949 | 551786 | 448598 | 403129 | 330259 | 287671 | 260191 |
4.5% | 757558 | 564829 | 462089 | 416921 | 344793 | 302928 | 276143 |
5% | 770298 | 578057 | 475817 | 430982 | 359675 | 318601 | 292567 |
5.5% | 783167 | 591468 | 489779 | 445310 | 374898 | 334677 | 309445 |
6% | 796166 | 605061 | 503974 | 459901 | 390454 | 351144 | 326755 |