Monthly Repayment |
HKD$34,525
|
Initial Payment |
HKD$5 Millions
|
Loan Amount |
HKD$5 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$369,900
|
Legal Fee |
HKD$42,497
|
Agency Fee |
HKD$99,990
|
Total Expense |
HKD$512,387
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61650 | 43797 | 34189 | 29921 | 22992 | 18841 | 16080 |
1.5% | 62734 | 44891 | 35294 | 31034 | 24124 | 19994 | 17254 |
2% | 63830 | 46002 | 36421 | 32172 | 25291 | 21190 | 18479 |
2.5% | 64939 | 47130 | 37570 | 33336 | 26492 | 22428 | 19754 |
3% | 66059 | 48275 | 38742 | 34525 | 27727 | 23708 | 21078 |
3.5% | 67192 | 49437 | 39935 | 35740 | 28995 | 25028 | 22449 |
4% | 68337 | 50617 | 41151 | 36980 | 30295 | 26389 | 23868 |
4.5% | 69493 | 51814 | 42389 | 38245 | 31629 | 27788 | 25331 |
5% | 70662 | 53027 | 43648 | 39535 | 32994 | 29226 | 26838 |
5.5% | 71843 | 54257 | 44929 | 40850 | 34390 | 30701 | 28386 |
6% | 73035 | 55504 | 46231 | 42188 | 35817 | 32211 | 29974 |