Monthly Repayment |
HKD$31,072
|
Initial Payment |
HKD$4.5 Millions
|
Loan Amount |
HKD$4.5 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$269,970
|
Legal Fee |
HKD$39,997
|
Agency Fee |
HKD$89,990
|
Total Expense |
HKD$399,957
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55484 | 39417 | 30770 | 26929 | 20692 | 16957 | 14472 |
1.5% | 56460 | 40401 | 31764 | 27930 | 21712 | 17995 | 15528 |
2% | 57447 | 41401 | 32778 | 28954 | 22762 | 19071 | 16631 |
2.5% | 58444 | 42416 | 33813 | 30002 | 23842 | 20185 | 17778 |
3% | 59453 | 43447 | 34867 | 31072 | 24954 | 21337 | 18970 |
3.5% | 60472 | 44493 | 35941 | 32166 | 26095 | 22525 | 20204 |
4% | 61502 | 45555 | 37036 | 33282 | 27266 | 23750 | 21481 |
4.5% | 62543 | 46632 | 38149 | 34420 | 28466 | 25009 | 22798 |
5% | 63595 | 47724 | 39283 | 35581 | 29694 | 26303 | 24154 |
5.5% | 64658 | 48831 | 40436 | 36764 | 30951 | 27630 | 25547 |
6% | 65731 | 49953 | 41607 | 37969 | 32235 | 28990 | 26976 |