| Monthly Repayment |
HKD$3,073
|
| Loan Amount |
HKD$0.45 Millions
|
| Total interest |
HKD$0.11 Millions
|
| Total repayment |
HKD$0.56 Millions
|
| Down payment |
HKD$450,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$9,175
|
| Agency Fee |
HKD$8,900
|
| complete insurance payment |
--
|
| Total Expense |
HKD$468,175
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 5487 | 3898 | 3043 | 2663 | 2046 | 1677 | 1431 |
| 1.5% | 5583 | 3995 | 3141 | 2762 | 2147 | 1779 | 1535 |
| 2% | 5681 | 4094 | 3241 | 2863 | 2251 | 1886 | 1644 |
| 2.5% | 5780 | 4195 | 3344 | 2967 | 2358 | 1996 | 1758 |
| 3% | 5879 | 4296 | 3448 | 3073 | 2467 | 2110 | 1876 |
| 3.5% | 5980 | 4400 | 3554 | 3181 | 2580 | 2227 | 1998 |
| 4% | 6082 | 4505 | 3662 | 3291 | 2696 | 2348 | 2124 |
| 4.5% | 6185 | 4611 | 3773 | 3404 | 2815 | 2473 | 2254 |
| 5% | 6289 | 4719 | 3885 | 3519 | 2936 | 2601 | 2388 |
| 5.5% | 6394 | 4829 | 3999 | 3636 | 3061 | 2732 | 2526 |
| 6% | 6500 | 4940 | 4115 | 3755 | 3188 | 2867 | 2667 |
