Monthly Repayment |
HKD$2,893
|
Initial Payment |
HKD$0.42 Millions
|
Loan Amount |
HKD$0.42 Millions
|
Total interest |
HKD$0.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,785
|
Agency Fee |
HKD$8,380
|
Total Expense |
HKD$17,265
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5166 | 3670 | 2865 | 2507 | 1926 | 1579 | 1347 |
1.5% | 5257 | 3762 | 2957 | 2600 | 2021 | 1675 | 1446 |
2% | 5349 | 3855 | 3052 | 2696 | 2119 | 1775 | 1548 |
2.5% | 5442 | 3949 | 3148 | 2793 | 2220 | 1879 | 1655 |
3% | 5536 | 4045 | 3246 | 2893 | 2323 | 1986 | 1766 |
3.5% | 5631 | 4143 | 3346 | 2995 | 2430 | 2097 | 1881 |
4% | 5727 | 4242 | 3448 | 3099 | 2539 | 2211 | 2000 |
4.5% | 5824 | 4342 | 3552 | 3205 | 2650 | 2328 | 2123 |
5% | 5922 | 4444 | 3658 | 3313 | 2765 | 2449 | 2249 |
5.5% | 6021 | 4547 | 3765 | 3423 | 2882 | 2573 | 2379 |
6% | 6120 | 4651 | 3874 | 3535 | 3001 | 2699 | 2512 |