Monthly Repayment |
HKD$28,244
|
Initial Payment |
HKD$4.09 Millions
|
Loan Amount |
HKD$4.09 Millions
|
Total interest |
HKD$0.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$245,400
|
Legal Fee |
HKD$37,950
|
Agency Fee |
HKD$81,800
|
Total Expense |
HKD$365,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50434 | 35830 | 27969 | 24478 | 18809 | 15414 | 13155 |
1.5% | 51321 | 36724 | 28873 | 25388 | 19736 | 16357 | 14115 |
2% | 52218 | 37633 | 29795 | 26319 | 20690 | 17335 | 15117 |
2.5% | 53125 | 38556 | 30735 | 27271 | 21673 | 18348 | 16160 |
3% | 54042 | 39493 | 31694 | 28244 | 22683 | 19395 | 17243 |
3.5% | 54968 | 40444 | 32670 | 29238 | 23720 | 20475 | 18365 |
4% | 55905 | 41409 | 33665 | 30253 | 24784 | 21588 | 19526 |
4.5% | 56851 | 42388 | 34677 | 31288 | 25875 | 22733 | 20723 |
5% | 57807 | 43380 | 35708 | 32343 | 26992 | 23909 | 21956 |
5.5% | 58773 | 44387 | 36755 | 33418 | 28134 | 25116 | 23222 |
6% | 59748 | 45407 | 37821 | 34513 | 29302 | 26351 | 24521 |