Monthly Repayment |
HKD$27,588
|
Initial Payment |
HKD$4 Millions
|
Loan Amount |
HKD$4 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,700
|
Legal Fee |
HKD$37,475
|
Agency Fee |
HKD$79,900
|
Total Expense |
HKD$357,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49263 | 34997 | 27320 | 23909 | 18372 | 15056 | 12849 |
1.5% | 50129 | 35871 | 28202 | 24798 | 19277 | 15977 | 13787 |
2% | 51005 | 36759 | 29103 | 25708 | 20210 | 16932 | 14766 |
2.5% | 51891 | 37660 | 30021 | 26638 | 21169 | 17922 | 15785 |
3% | 52787 | 38576 | 30958 | 27588 | 22156 | 18944 | 16843 |
3.5% | 53692 | 39504 | 31911 | 28559 | 23169 | 19999 | 17939 |
4% | 54606 | 40447 | 32883 | 29550 | 24208 | 21087 | 19072 |
4.5% | 55531 | 41403 | 33872 | 30561 | 25274 | 22205 | 20242 |
5% | 56464 | 42373 | 34878 | 31592 | 26365 | 23354 | 21446 |
5.5% | 57408 | 43356 | 35902 | 32642 | 27481 | 24532 | 22683 |
6% | 58361 | 44352 | 36942 | 33712 | 28621 | 25739 | 23952 |