Monthly Repayment |
HKD$265,804
|
Initial Payment |
HKD$38.49 Millions
|
Loan Amount |
HKD$38.49 Millions
|
Total interest |
HKD$9.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$3,271,650
|
Legal Fee |
HKD$209,950
|
Agency Fee |
HKD$769,800
|
Total Expense |
HKD$4,251,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 474629 | 337188 | 263218 | 230360 | 177013 | 145058 | 123799 |
1.5% | 482977 | 345607 | 271722 | 238923 | 185731 | 153935 | 132836 |
2% | 491418 | 354159 | 280398 | 247686 | 194714 | 163141 | 142266 |
2.5% | 499952 | 362844 | 289247 | 256647 | 203959 | 172672 | 152082 |
3% | 508579 | 371662 | 298267 | 265804 | 213464 | 182523 | 162275 |
3.5% | 517299 | 380611 | 307457 | 275158 | 223226 | 192690 | 172837 |
4% | 526112 | 389692 | 316817 | 284705 | 233241 | 203164 | 183757 |
4.5% | 535017 | 398904 | 326345 | 294445 | 243506 | 213939 | 195023 |
5% | 544014 | 408246 | 336040 | 304376 | 254016 | 225008 | 206622 |
5.5% | 553102 | 417717 | 345901 | 314495 | 264767 | 236362 | 218541 |
6% | 562283 | 427317 | 355926 | 324800 | 275754 | 247991 | 230766 |