Monthly Repayment |
HKD$2,548
|
Initial Payment |
HKD$0.37 Millions
|
Loan Amount |
HKD$0.37 Millions
|
Total interest |
HKD$0.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,035
|
Agency Fee |
HKD$7,380
|
Total Expense |
HKD$15,515
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4550 | 3232 | 2523 | 2208 | 1697 | 1390 | 1186 |
1.5% | 4630 | 3313 | 2604 | 2290 | 1780 | 1475 | 1273 |
2% | 4711 | 3395 | 2688 | 2374 | 1866 | 1564 | 1363 |
2.5% | 4793 | 3478 | 2772 | 2460 | 1955 | 1655 | 1457 |
3% | 4875 | 3563 | 2859 | 2548 | 2046 | 1749 | 1555 |
3.5% | 4959 | 3648 | 2947 | 2637 | 2140 | 1847 | 1656 |
4% | 5043 | 3735 | 3037 | 2729 | 2236 | 1947 | 1761 |
4.5% | 5129 | 3824 | 3128 | 2822 | 2334 | 2051 | 1869 |
5% | 5215 | 3913 | 3221 | 2918 | 2435 | 2157 | 1980 |
5.5% | 5302 | 4004 | 3316 | 3015 | 2538 | 2265 | 2095 |
6% | 5390 | 4096 | 3412 | 3113 | 2643 | 2377 | 2212 |