Monthly Repayment |
HKD$22,858
|
Initial Payment |
HKD$3.31 Millions
|
Loan Amount |
HKD$3.31 Millions
|
Total interest |
HKD$0.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$197,000
|
Legal Fee |
HKD$34,050
|
Agency Fee |
HKD$66,200
|
Total Expense |
HKD$297,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40816 | 28996 | 22635 | 19810 | 15222 | 12474 | 10646 |
1.5% | 41534 | 29720 | 23367 | 20546 | 15972 | 13237 | 11423 |
2% | 42260 | 30456 | 24113 | 21300 | 16744 | 14029 | 12234 |
2.5% | 42994 | 31203 | 24874 | 22070 | 17539 | 14849 | 13078 |
3% | 43736 | 31961 | 25649 | 22858 | 18357 | 15696 | 13955 |
3.5% | 44485 | 32731 | 26440 | 23662 | 19196 | 16570 | 14863 |
4% | 45243 | 33512 | 27245 | 24483 | 20057 | 17471 | 15802 |
4.5% | 46009 | 34304 | 28064 | 25321 | 20940 | 18398 | 16771 |
5% | 46783 | 35107 | 28898 | 26175 | 21844 | 19349 | 17768 |
5.5% | 47564 | 35922 | 29746 | 27045 | 22769 | 20326 | 18793 |
6% | 48354 | 36747 | 30608 | 27931 | 23713 | 21326 | 19845 |