Monthly Repayment |
HKD$22,443
|
Initial Payment |
HKD$3.25 Millions
|
Loan Amount |
HKD$3.25 Millions
|
Total interest |
HKD$0.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$185,000
|
Legal Fee |
HKD$33,750
|
Agency Fee |
HKD$65,000
|
Total Expense |
HKD$283,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40076 | 28471 | 22225 | 19451 | 14946 | 12248 | 10453 |
1.5% | 40781 | 29182 | 22943 | 20174 | 15682 | 12997 | 11216 |
2% | 41494 | 29904 | 23676 | 20914 | 16441 | 13775 | 12012 |
2.5% | 42214 | 30637 | 24423 | 21670 | 17221 | 14580 | 12841 |
3% | 42943 | 31382 | 25184 | 22443 | 18024 | 15411 | 13702 |
3.5% | 43679 | 32137 | 25960 | 23233 | 18848 | 16270 | 14593 |
4% | 44423 | 32904 | 26751 | 24039 | 19694 | 17154 | 15515 |
4.5% | 45175 | 33682 | 27555 | 24862 | 20561 | 18064 | 16467 |
5% | 45935 | 34471 | 28374 | 25700 | 21448 | 18999 | 17446 |
5.5% | 46702 | 35271 | 29207 | 26555 | 22356 | 19957 | 18453 |
6% | 47477 | 36081 | 30053 | 27425 | 23284 | 20939 | 19485 |