Monthly Repayment |
HKD$22,202
|
Initial Payment |
HKD$3.22 Millions
|
Loan Amount |
HKD$3.22 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$178,000
|
Legal Fee |
HKD$33,575
|
Agency Fee |
HKD$64,300
|
Total Expense |
HKD$275,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39644 | 28164 | 21986 | 19241 | 14785 | 12116 | 10340 |
1.5% | 40342 | 28867 | 22696 | 19956 | 15513 | 12857 | 11095 |
2% | 41047 | 29582 | 23421 | 20688 | 16264 | 13626 | 11883 |
2.5% | 41760 | 30307 | 24160 | 21437 | 17036 | 14423 | 12703 |
3% | 42480 | 31044 | 24913 | 22202 | 17830 | 15245 | 13554 |
3.5% | 43209 | 31791 | 25681 | 22983 | 18645 | 16095 | 14436 |
4% | 43945 | 32550 | 26463 | 23780 | 19482 | 16969 | 15348 |
4.5% | 44689 | 33319 | 27259 | 24594 | 20339 | 17870 | 16289 |
5% | 45440 | 34100 | 28068 | 25424 | 21217 | 18794 | 17258 |
5.5% | 46199 | 34891 | 28892 | 26269 | 22115 | 19742 | 18254 |
6% | 46966 | 35693 | 29729 | 27129 | 23033 | 20714 | 19275 |