| Monthly Repayment |
HKD$2,106
|
| Loan Amount |
HKD$0.31 Millions
|
| Total interest |
HKD$0.07 Millions
|
| Total repayment |
HKD$0.38 Millions
|
| Down payment |
HKD$310,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$7,075
|
| Agency Fee |
HKD$6,100
|
| complete insurance payment |
--
|
| Total Expense |
HKD$323,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 3761 | 2671 | 2085 | 1825 | 1402 | 1149 | 981 |
| 1.5% | 3827 | 2738 | 2153 | 1893 | 1471 | 1219 | 1052 |
| 2% | 3894 | 2806 | 2221 | 1962 | 1542 | 1292 | 1127 |
| 2.5% | 3961 | 2875 | 2292 | 2033 | 1616 | 1368 | 1205 |
| 3% | 4030 | 2945 | 2363 | 2106 | 1691 | 1446 | 1285 |
| 3.5% | 4099 | 3016 | 2436 | 2180 | 1768 | 1526 | 1369 |
| 4% | 4168 | 3087 | 2510 | 2256 | 1848 | 1609 | 1456 |
| 4.5% | 4239 | 3160 | 2586 | 2333 | 1929 | 1695 | 1545 |
| 5% | 4310 | 3234 | 2662 | 2411 | 2012 | 1782 | 1637 |
| 5.5% | 4382 | 3310 | 2740 | 2492 | 2098 | 1872 | 1731 |
| 6% | 4455 | 3386 | 2820 | 2573 | 2185 | 1965 | 1828 |
