Monthly Repayment |
HKD$20,890
|
Initial Payment |
HKD$3.03 Millions
|
Loan Amount |
HKD$3.03 Millions
|
Total interest |
HKD$0.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$140,000
|
Legal Fee |
HKD$32,625
|
Agency Fee |
HKD$60,500
|
Total Expense |
HKD$233,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37302 | 26500 | 20686 | 18104 | 13911 | 11400 | 9729 |
1.5% | 37958 | 27161 | 21355 | 18777 | 14596 | 12098 | 10439 |
2% | 38621 | 27834 | 22037 | 19466 | 15302 | 12821 | 11180 |
2.5% | 39292 | 28516 | 22732 | 20170 | 16029 | 13570 | 11952 |
3% | 39970 | 29209 | 23441 | 20890 | 16776 | 14344 | 12753 |
3.5% | 40655 | 29912 | 24163 | 21625 | 17543 | 15143 | 13583 |
4% | 41348 | 30626 | 24899 | 22375 | 18330 | 15967 | 14441 |
4.5% | 42047 | 31350 | 25648 | 23141 | 19137 | 16813 | 15327 |
5% | 42755 | 32084 | 26410 | 23921 | 19963 | 17683 | 16238 |
5.5% | 43469 | 32829 | 27185 | 24716 | 20808 | 18576 | 17175 |
6% | 44190 | 33583 | 27972 | 25526 | 21672 | 19490 | 18136 |