Monthly Repayment |
HKD$20,803
|
Initial Payment |
HKD$3.01 Millions
|
Loan Amount |
HKD$3.01 Millions
|
Total interest |
HKD$0.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$137,500
|
Legal Fee |
HKD$32,562
|
Agency Fee |
HKD$60,250
|
Total Expense |
HKD$230,312
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37147 | 26390 | 20601 | 18029 | 13854 | 11353 | 9689 |
1.5% | 37801 | 27049 | 21266 | 18699 | 14536 | 12048 | 10396 |
2% | 38461 | 27719 | 21945 | 19385 | 15239 | 12768 | 11134 |
2.5% | 39129 | 28398 | 22638 | 20087 | 15963 | 13514 | 11903 |
3% | 39805 | 29088 | 23344 | 20803 | 16707 | 14285 | 12700 |
3.5% | 40487 | 29789 | 24063 | 21535 | 17471 | 15081 | 13527 |
4% | 41177 | 30500 | 24796 | 22283 | 18255 | 15901 | 14382 |
4.5% | 41874 | 31221 | 25542 | 23045 | 19058 | 16744 | 15263 |
5% | 42578 | 31952 | 26300 | 23822 | 19881 | 17610 | 16171 |
5.5% | 43289 | 32693 | 27072 | 24614 | 20722 | 18499 | 17104 |
6% | 44008 | 33444 | 27857 | 25421 | 21582 | 19409 | 18061 |