Monthly Repayment |
HKD$20,441
|
Initial Payment |
HKD$2.96 Millions
|
Loan Amount |
HKD$2.96 Millions
|
Total interest |
HKD$0.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$133,200
|
Legal Fee |
HKD$32,300
|
Agency Fee |
HKD$59,200
|
Total Expense |
HKD$224,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36500 | 25930 | 20242 | 17715 | 13612 | 11155 | 9520 |
1.5% | 37142 | 26578 | 20896 | 18373 | 14283 | 11838 | 10215 |
2% | 37791 | 27235 | 21563 | 19047 | 14974 | 12546 | 10940 |
2.5% | 38447 | 27903 | 22243 | 19736 | 15685 | 13279 | 11695 |
3% | 39111 | 28581 | 22937 | 20441 | 16416 | 14036 | 12479 |
3.5% | 39781 | 29270 | 23644 | 21160 | 17166 | 14818 | 13291 |
4% | 40459 | 29968 | 24364 | 21894 | 17937 | 15623 | 14131 |
4.5% | 41144 | 30676 | 25096 | 22643 | 18726 | 16452 | 14997 |
5% | 41836 | 31395 | 25842 | 23407 | 19534 | 17303 | 15889 |
5.5% | 42535 | 32123 | 26600 | 24185 | 20361 | 18176 | 16806 |
6% | 43241 | 32862 | 27371 | 24978 | 21206 | 19071 | 17746 |