| Monthly Repayment |
HKD$1,968
|
| Loan Amount |
HKD$0.29 Millions
|
| Total interest |
HKD$0.07 Millions
|
| Total repayment |
HKD$0.36 Millions
|
| Down payment |
HKD$290,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$6,775
|
| Agency Fee |
HKD$5,700
|
| complete insurance payment |
--
|
| Total Expense |
HKD$302,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 3514 | 2496 | 1949 | 1705 | 1310 | 1074 | 916 |
| 1.5% | 3576 | 2559 | 2011 | 1769 | 1375 | 1139 | 983 |
| 2% | 3638 | 2622 | 2076 | 1833 | 1441 | 1207 | 1053 |
| 2.5% | 3701 | 2686 | 2141 | 1900 | 1510 | 1278 | 1126 |
| 3% | 3765 | 2751 | 2208 | 1968 | 1580 | 1351 | 1201 |
| 3.5% | 3830 | 2818 | 2276 | 2037 | 1652 | 1426 | 1279 |
| 4% | 3895 | 2885 | 2345 | 2108 | 1727 | 1504 | 1360 |
| 4.5% | 3961 | 2953 | 2416 | 2180 | 1803 | 1584 | 1444 |
| 5% | 4028 | 3022 | 2488 | 2253 | 1880 | 1666 | 1529 |
| 5.5% | 4095 | 3092 | 2561 | 2328 | 1960 | 1750 | 1618 |
| 6% | 4163 | 3164 | 2635 | 2404 | 2041 | 1836 | 1708 |
