Monthly Repayment |
HKD$15,848
|
Initial Payment |
HKD$2.3 Millions
|
Loan Amount |
HKD$2.3 Millions
|
Total interest |
HKD$0.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$76,500
|
Legal Fee |
HKD$27,950
|
Agency Fee |
HKD$45,900
|
Total Expense |
HKD$150,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28300 | 20105 | 15694 | 13735 | 10554 | 8649 | 7381 |
1.5% | 28797 | 20607 | 16201 | 14246 | 11074 | 9178 | 7920 |
2% | 29301 | 21117 | 16719 | 14768 | 11610 | 9727 | 8482 |
2.5% | 29810 | 21634 | 17246 | 15302 | 12161 | 10295 | 9068 |
3% | 30324 | 22160 | 17784 | 15848 | 12728 | 10883 | 9675 |
3.5% | 30844 | 22694 | 18332 | 16406 | 13310 | 11489 | 10305 |
4% | 31369 | 23235 | 18890 | 16975 | 13907 | 12113 | 10956 |
4.5% | 31900 | 23785 | 19458 | 17556 | 14519 | 12756 | 11628 |
5% | 32437 | 24342 | 20036 | 18148 | 15145 | 13416 | 12320 |
5.5% | 32979 | 24906 | 20624 | 18752 | 15787 | 14093 | 13030 |
6% | 33526 | 25479 | 21222 | 19366 | 16442 | 14786 | 13759 |