Monthly Repayment |
HKD$134,663
|
Initial Payment |
HKD$19.5 Millions
|
Loan Amount |
HKD$19.5 Millions
|
Total interest |
HKD$4.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,657,500
|
Legal Fee |
HKD$115,000
|
Agency Fee |
HKD$390,000
|
Total Expense |
HKD$2,162,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 240459 | 170828 | 133352 | 116706 | 89679 | 73490 | 62719 |
1.5% | 244688 | 175093 | 137661 | 121044 | 94096 | 77987 | 67298 |
2% | 248964 | 179426 | 142056 | 125484 | 98647 | 82651 | 72075 |
2.5% | 253288 | 183826 | 146539 | 130023 | 103331 | 87480 | 77048 |
3% | 257659 | 188293 | 151109 | 134663 | 108146 | 92471 | 82212 |
3.5% | 262077 | 192827 | 155765 | 139402 | 113092 | 97621 | 87563 |
4% | 266541 | 197428 | 160507 | 144239 | 118166 | 102928 | 93095 |
4.5% | 271053 | 202094 | 165334 | 149173 | 123366 | 108387 | 98803 |
5% | 275611 | 206827 | 170246 | 154204 | 128691 | 113995 | 104680 |
5.5% | 280215 | 211626 | 175242 | 159331 | 134138 | 119747 | 110718 |
6% | 284866 | 216489 | 180321 | 164552 | 139704 | 125638 | 116912 |