| Monthly Repayment |
HKD$1,035
|
| Loan Amount |
HKD$0.15 Millions
|
| Total interest |
HKD$0.04 Millions
|
| Total repayment |
HKD$0.19 Millions
|
| Down payment |
HKD$150,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$4,250
|
| Agency Fee |
HKD$3,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$157,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 1849 | 1314 | 1025 | 897 | 689 | 565 | 482 |
| 1.5% | 1882 | 1346 | 1058 | 931 | 723 | 599 | 517 |
| 2% | 1915 | 1380 | 1092 | 965 | 758 | 635 | 554 |
| 2.5% | 1948 | 1414 | 1127 | 1000 | 794 | 672 | 592 |
| 3% | 1981 | 1448 | 1162 | 1035 | 831 | 711 | 632 |
| 3.5% | 2015 | 1483 | 1198 | 1072 | 869 | 750 | 673 |
| 4% | 2050 | 1518 | 1234 | 1109 | 908 | 791 | 716 |
| 4.5% | 2085 | 1554 | 1271 | 1147 | 948 | 833 | 760 |
| 5% | 2120 | 1590 | 1309 | 1186 | 989 | 876 | 805 |
| 5.5% | 2155 | 1627 | 1348 | 1225 | 1031 | 921 | 851 |
| 6% | 2191 | 1665 | 1387 | 1265 | 1074 | 966 | 899 |
