Monthly Repayment |
HKD$102,896
|
Initial Payment |
HKD$14.9 Millions
|
Loan Amount |
HKD$14.9 Millions
|
Total interest |
HKD$3.62 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,266,500
|
Legal Fee |
HKD$92,000
|
Agency Fee |
HKD$298,000
|
Total Expense |
HKD$1,656,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 183735 | 130530 | 101895 | 89175 | 68524 | 56153 | 47924 |
1.5% | 186967 | 133789 | 105187 | 92490 | 71899 | 59590 | 51422 |
2% | 190234 | 137100 | 108546 | 95882 | 75376 | 63154 | 55073 |
2.5% | 193538 | 140462 | 111971 | 99351 | 78955 | 66843 | 58873 |
3% | 196878 | 143875 | 115463 | 102896 | 82635 | 70657 | 62819 |
3.5% | 200253 | 147339 | 119020 | 106517 | 86413 | 74592 | 66907 |
4% | 203665 | 150855 | 122644 | 110213 | 90291 | 78647 | 71134 |
4.5% | 207112 | 154421 | 126332 | 113984 | 94264 | 82819 | 75496 |
5% | 210595 | 158037 | 130085 | 117828 | 98333 | 87103 | 79986 |
5.5% | 214113 | 161704 | 133903 | 121745 | 102495 | 91499 | 84600 |
6% | 217667 | 165420 | 137783 | 125734 | 106748 | 96000 | 89333 |