Monthly Repayment |
HKD$1,032
|
Initial Payment |
HKD$0.15 Millions
|
Loan Amount |
HKD$0.15 Millions
|
Total interest |
HKD$0.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$4,240
|
Agency Fee |
HKD$2,990
|
Total Expense |
HKD$7,330
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 1843 | 1309 | 1022 | 894 | 687 | 563 | 480 |
1.5% | 1875 | 1342 | 1055 | 928 | 721 | 597 | 515 |
2% | 1908 | 1375 | 1089 | 962 | 756 | 633 | 552 |
2.5% | 1941 | 1409 | 1123 | 996 | 792 | 670 | 590 |
3% | 1975 | 1443 | 1158 | 1032 | 829 | 708 | 630 |
3.5% | 2009 | 1478 | 1194 | 1068 | 867 | 748 | 671 |
4% | 2043 | 1513 | 1230 | 1105 | 905 | 789 | 713 |
4.5% | 2078 | 1549 | 1267 | 1143 | 945 | 830 | 757 |
5% | 2113 | 1585 | 1305 | 1182 | 986 | 873 | 802 |
5.5% | 2148 | 1622 | 1343 | 1221 | 1028 | 918 | 848 |
6% | 2183 | 1659 | 1382 | 1261 | 1071 | 963 | 896 |