Monthly Repayment |
HKD$84,250
|
Initial Payment |
HKD$12.2 Millions
|
Loan Amount |
HKD$12.2 Millions
|
Total interest |
HKD$2.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,037,000
|
Legal Fee |
HKD$78,500
|
Agency Fee |
HKD$244,000
|
Total Expense |
HKD$1,359,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 150441 | 106877 | 83431 | 73016 | 56107 | 45978 | 39240 |
1.5% | 153087 | 109545 | 86126 | 75730 | 58870 | 48792 | 42104 |
2% | 155762 | 112256 | 88876 | 78508 | 61717 | 51710 | 45093 |
2.5% | 158467 | 115009 | 91681 | 81348 | 64648 | 54731 | 48204 |
3% | 161202 | 117804 | 94540 | 84250 | 67660 | 57853 | 51435 |
3.5% | 163966 | 120640 | 97453 | 87215 | 70755 | 61076 | 54783 |
4% | 166759 | 123519 | 100420 | 90241 | 73929 | 64396 | 58244 |
4.5% | 169581 | 126438 | 103440 | 93329 | 77183 | 67811 | 61815 |
5% | 172433 | 129399 | 106513 | 96476 | 80514 | 71319 | 65492 |
5.5% | 175314 | 132402 | 109638 | 99684 | 83922 | 74918 | 69270 |
6% | 178224 | 135445 | 112816 | 102950 | 87404 | 78604 | 73145 |