Monthly Repayment |
HKD$70,370
|
Initial Payment |
HKD$10.19 Millions
|
Loan Amount |
HKD$10.19 Millions
|
Total interest |
HKD$2.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$788,000
|
Legal Fee |
HKD$68,450
|
Agency Fee |
HKD$203,800
|
Total Expense |
HKD$1,060,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 125655 | 89268 | 69685 | 60986 | 46863 | 38403 | 32775 |
1.5% | 127865 | 91497 | 71936 | 63253 | 49171 | 40753 | 35167 |
2% | 130100 | 93761 | 74233 | 65573 | 51549 | 43190 | 37664 |
2.5% | 132359 | 96061 | 76576 | 67945 | 53997 | 45714 | 40262 |
3% | 134643 | 98395 | 78964 | 70370 | 56513 | 48322 | 42961 |
3.5% | 136952 | 100764 | 81397 | 72846 | 59097 | 51013 | 45757 |
4% | 139285 | 103168 | 83875 | 75374 | 61749 | 53786 | 48648 |
4.5% | 141642 | 105607 | 86398 | 77952 | 64466 | 56639 | 51631 |
5% | 144024 | 108080 | 88964 | 80581 | 67249 | 59569 | 54702 |
5.5% | 146430 | 110588 | 91575 | 83260 | 70095 | 62575 | 57857 |
6% | 148861 | 113129 | 94229 | 85989 | 73004 | 65654 | 61094 |