Monthly Repayment |
HKD$4,827
|
Loan Amount |
HKD$0.7 Millions
|
Total interest |
HKD$0.17 Millions
|
Total repayment |
HKD$0.87 Millions
|
Down payment |
HKD$700,000
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,990
|
Agency Fee |
HKD$13,980
|
complete insurance payment |
--
|
Total Expense |
HKD$726,070
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 8619 | 6123 | 4780 | 4183 | 3214 | 2634 | 2248 |
1.5% | 8771 | 6276 | 4934 | 4338 | 3372 | 2795 | 2412 |
2% | 8924 | 6431 | 5092 | 4498 | 3536 | 2962 | 2583 |
2.5% | 9079 | 6589 | 5252 | 4660 | 3704 | 3135 | 2761 |
3% | 9236 | 6749 | 5416 | 4827 | 3876 | 3314 | 2947 |
3.5% | 9394 | 6912 | 5583 | 4997 | 4053 | 3499 | 3138 |
4% | 9554 | 7077 | 5753 | 5170 | 4235 | 3689 | 3337 |
4.5% | 9716 | 7244 | 5926 | 5347 | 4422 | 3885 | 3541 |
5% | 9879 | 7413 | 6102 | 5527 | 4613 | 4086 | 3752 |
5.5% | 10044 | 7585 | 6281 | 5711 | 4808 | 4292 | 3968 |
6% | 10211 | 7760 | 6463 | 5898 | 5007 | 4503 | 4190 |