Monthly Repayment |
HKD$3,798
|
Initial Payment |
HKD$0.55 Millions
|
Loan Amount |
HKD$0.55 Millions
|
Total interest |
HKD$0.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,500
|
Agency Fee |
HKD$11,000
|
Total Expense |
HKD$21,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 6782 | 4818 | 3761 | 3291 | 2529 | 2072 | 1769 |
1.5% | 6901 | 4938 | 3882 | 3414 | 2653 | 2199 | 1898 |
2% | 7022 | 5060 | 4006 | 3539 | 2782 | 2331 | 2032 |
2.5% | 7144 | 5184 | 4133 | 3667 | 2914 | 2467 | 2173 |
3% | 7267 | 5310 | 4262 | 3798 | 3050 | 2608 | 2318 |
3.5% | 7391 | 5438 | 4393 | 3931 | 3189 | 2753 | 2469 |
4% | 7517 | 5568 | 4527 | 4068 | 3332 | 2903 | 2625 |
4.5% | 7645 | 5700 | 4663 | 4207 | 3479 | 3057 | 2786 |
5% | 7773 | 5833 | 4801 | 4349 | 3629 | 3215 | 2952 |
5.5% | 7903 | 5968 | 4942 | 4493 | 3783 | 3377 | 3122 |
6% | 8034 | 6106 | 5085 | 4641 | 3940 | 3543 | 3297 |