Monthly Repayment |
HKD$35,392
|
Initial Payment |
HKD$5.13 Millions
|
Loan Amount |
HKD$5.13 Millions
|
Total interest |
HKD$1.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$384,375
|
Legal Fee |
HKD$43,125
|
Agency Fee |
HKD$102,500
|
Total Expense |
HKD$530,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63197 | 44897 | 35047 | 30672 | 23569 | 19314 | 16484 |
1.5% | 64309 | 46018 | 36180 | 31813 | 24730 | 20496 | 17687 |
2% | 65433 | 47156 | 37335 | 32979 | 25926 | 21722 | 18942 |
2.5% | 66569 | 48313 | 38513 | 34172 | 27157 | 22991 | 20249 |
3% | 67718 | 49487 | 39714 | 35392 | 28423 | 24303 | 21607 |
3.5% | 68879 | 50679 | 40938 | 36637 | 29722 | 25656 | 23013 |
4% | 70052 | 51888 | 42184 | 37909 | 31056 | 27051 | 24467 |
4.5% | 71238 | 53114 | 43453 | 39205 | 32423 | 28486 | 25967 |
5% | 72436 | 54358 | 44744 | 40528 | 33822 | 29960 | 27512 |
5.5% | 73646 | 55619 | 46057 | 41875 | 35254 | 31471 | 29099 |
6% | 74868 | 56898 | 47392 | 43247 | 36717 | 33020 | 30726 |