Monthly Repayment |
HKD$34,805
|
Initial Payment |
HKD$5.04 Millions
|
Loan Amount |
HKD$5.04 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$378,000
|
Legal Fee |
HKD$42,700
|
Agency Fee |
HKD$100,800
|
Total Expense |
HKD$521,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 62149 | 44152 | 34466 | 30164 | 23178 | 18994 | 16210 |
1.5% | 63242 | 45254 | 35580 | 31285 | 24320 | 20156 | 17394 |
2% | 64347 | 46374 | 36716 | 32432 | 25496 | 21362 | 18628 |
2.5% | 65465 | 47512 | 37874 | 33606 | 26707 | 22610 | 19914 |
3% | 66595 | 48666 | 39056 | 34805 | 27951 | 23900 | 21248 |
3.5% | 67736 | 49838 | 40259 | 36030 | 29229 | 25231 | 22631 |
4% | 68890 | 51027 | 41485 | 37280 | 30541 | 26602 | 24061 |
4.5% | 70056 | 52233 | 42732 | 38555 | 31885 | 28013 | 25536 |
5% | 71234 | 53457 | 44002 | 39855 | 33261 | 29463 | 27055 |
5.5% | 72425 | 54697 | 45293 | 41181 | 34669 | 30950 | 28616 |
6% | 73627 | 55954 | 46606 | 42530 | 36108 | 32472 | 30217 |