Monthly Repayment |
HKD$34,529
|
Initial Payment |
HKD$5 Millions
|
Loan Amount |
HKD$5 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$370,000
|
Legal Fee |
HKD$42,500
|
Agency Fee |
HKD$100,000
|
Total Expense |
HKD$512,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61656 | 43802 | 34193 | 29924 | 22994 | 18843 | 16081 |
1.5% | 62740 | 44895 | 35297 | 31037 | 24127 | 19996 | 17256 |
2% | 63837 | 46006 | 36424 | 32175 | 25294 | 21192 | 18480 |
2.5% | 64945 | 47134 | 37574 | 33339 | 26495 | 22430 | 19756 |
3% | 66066 | 48280 | 38746 | 34529 | 27729 | 23710 | 21080 |
3.5% | 67199 | 49442 | 39939 | 35744 | 28997 | 25031 | 22452 |
4% | 68344 | 50622 | 41155 | 36984 | 30299 | 26391 | 23870 |
4.5% | 69500 | 51819 | 42393 | 38249 | 31632 | 27791 | 25334 |
5% | 70669 | 53032 | 43652 | 39539 | 32997 | 29229 | 26841 |
5.5% | 71850 | 54263 | 44933 | 40854 | 34394 | 30704 | 28389 |
6% | 73042 | 55510 | 46236 | 42192 | 35821 | 32215 | 29977 |