Monthly Repayment |
HKD$3,452
|
Initial Payment |
HKD$0.5 Millions
|
Loan Amount |
HKD$0.5 Millions
|
Total interest |
HKD$0.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$10,000
|
Agency Fee |
HKD$10,000
|
Total Expense |
HKD$20,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 6165 | 4380 | 3419 | 2992 | 2299 | 1884 | 1608 |
1.5% | 6274 | 4489 | 3529 | 3103 | 2412 | 1999 | 1725 |
2% | 6383 | 4600 | 3642 | 3217 | 2529 | 2119 | 1848 |
2.5% | 6494 | 4713 | 3757 | 3333 | 2649 | 2243 | 1975 |
3% | 6606 | 4828 | 3874 | 3452 | 2772 | 2371 | 2108 |
3.5% | 6719 | 4944 | 3993 | 3574 | 2899 | 2503 | 2245 |
4% | 6834 | 5062 | 4115 | 3698 | 3029 | 2639 | 2387 |
4.5% | 6950 | 5181 | 4239 | 3824 | 3163 | 2779 | 2533 |
5% | 7066 | 5303 | 4365 | 3953 | 3299 | 2922 | 2684 |
5.5% | 7185 | 5426 | 4493 | 4085 | 3439 | 3070 | 2838 |
6% | 7304 | 5551 | 4623 | 4219 | 3582 | 3221 | 2997 |