Monthly Repayment |
HKD$28,424
|
Initial Payment |
HKD$4 Millions
|
Loan Amount |
HKD$5.99 Millions
|
Total interest |
HKD$2.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$369,000
|
Legal Fee |
HKD$42,475
|
Agency Fee |
HKD$99,900
|
Total Expense |
HKD$511,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73913 | 52509 | 40990 | 35873 | 27566 | 22589 | 19279 |
1.5% | 75213 | 53821 | 42314 | 37207 | 28923 | 23972 | 20686 |
2% | 76528 | 55152 | 43666 | 38571 | 30322 | 25405 | 22154 |
2.5% | 77857 | 56505 | 45044 | 39967 | 31762 | 26890 | 23683 |
3% | 79200 | 57878 | 46448 | 41393 | 33242 | 28424 | 25270 |
3.5% | 80558 | 59272 | 47879 | 42850 | 34762 | 30007 | 26915 |
4% | 81930 | 60686 | 49337 | 44336 | 36322 | 31638 | 28616 |
4.5% | 83317 | 62120 | 50821 | 45853 | 37921 | 33316 | 30370 |
5% | 84718 | 63575 | 52331 | 47400 | 39557 | 35040 | 32177 |
5.5% | 86134 | 65050 | 53866 | 48975 | 41231 | 36808 | 34033 |
6% | 87563 | 66545 | 55427 | 50580 | 42942 | 38619 | 35937 |