| Monthly Repayment |
HKD$4,785
|
| Loan Amount |
HKD$0.69 Millions
|
| Total Interest |
HKD$0.17 Millions
|
| Total repayment |
HKD$0.86 Millions
|
| Down payment |
HKD$300,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$9,925
|
| Agency Fee |
HKD$9,900
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$319,925
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 8545 | 6070 | 4739 | 4147 | 3187 | 2611 | 2228 |
| 1.5% | 8695 | 6222 | 4892 | 4301 | 3344 | 2771 | 2391 |
| 2% | 8847 | 6376 | 5048 | 4459 | 3505 | 2937 | 2561 |
| 2.5% | 9001 | 6532 | 5207 | 4620 | 3672 | 3108 | 2738 |
| 3% | 9156 | 6691 | 5370 | 4785 | 3843 | 3286 | 2921 |
| 3.5% | 9313 | 6852 | 5535 | 4954 | 4019 | 3469 | 3111 |
| 4% | 9472 | 7016 | 5704 | 5126 | 4199 | 3657 | 3308 |
| 4.5% | 9632 | 7182 | 5875 | 5301 | 4384 | 3851 | 3511 |
| 5% | 9794 | 7350 | 6050 | 5480 | 4573 | 4051 | 3720 |
| 5.5% | 9958 | 7520 | 6227 | 5662 | 4767 | 4255 | 3934 |
| 6% | 10123 | 7693 | 6408 | 5847 | 4964 | 4465 | 4154 |
