Monthly Repayment |
HKD$27,883
|
Initial Payment |
HKD$3.92 Millions
|
Loan Amount |
HKD$5.88 Millions
|
Total interest |
HKD$2.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$350,000
|
Legal Fee |
HKD$42,000
|
Agency Fee |
HKD$98,000
|
Total Expense |
HKD$490,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72507 | 51511 | 40211 | 35191 | 27041 | 22160 | 18912 |
1.5% | 73783 | 52797 | 41510 | 36499 | 28373 | 23516 | 20293 |
2% | 75072 | 54103 | 42835 | 37838 | 29745 | 24922 | 21733 |
2.5% | 76376 | 55430 | 44187 | 39207 | 31158 | 26378 | 23233 |
3% | 77694 | 56777 | 45565 | 40606 | 32610 | 27883 | 24790 |
3.5% | 79026 | 58144 | 46969 | 42035 | 34101 | 29436 | 26403 |
4% | 80372 | 59532 | 48399 | 43493 | 35631 | 31036 | 28072 |
4.5% | 81732 | 60939 | 49854 | 44981 | 37199 | 32682 | 29793 |
5% | 83107 | 62366 | 51335 | 46498 | 38805 | 34373 | 31565 |
5.5% | 84495 | 63813 | 52842 | 48044 | 40447 | 36108 | 33385 |
6% | 85898 | 65280 | 54373 | 49618 | 42126 | 37884 | 35253 |