Monthly Repayment |
HKD$27,542
|
Initial Payment |
HKD$3.87 Millions
|
Loan Amount |
HKD$5.81 Millions
|
Total interest |
HKD$2.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$338,000
|
Legal Fee |
HKD$41,700
|
Agency Fee |
HKD$96,800
|
Total Expense |
HKD$476,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71619 | 50880 | 39718 | 34760 | 26710 | 21888 | 18680 |
1.5% | 72879 | 52150 | 41001 | 36052 | 28026 | 23228 | 20044 |
2% | 74153 | 53441 | 42311 | 37374 | 29381 | 24617 | 21467 |
2.5% | 75441 | 54751 | 43646 | 38727 | 30776 | 26055 | 22948 |
3% | 76742 | 56082 | 45007 | 40108 | 32211 | 27542 | 24486 |
3.5% | 78058 | 57432 | 46394 | 41520 | 33684 | 29076 | 26080 |
4% | 79388 | 58803 | 47806 | 42961 | 35195 | 30656 | 27728 |
4.5% | 80732 | 60193 | 49244 | 44430 | 36744 | 32282 | 29428 |
5% | 82089 | 61602 | 50707 | 45929 | 38330 | 33952 | 31178 |
5.5% | 83461 | 63032 | 52195 | 47456 | 39952 | 35666 | 32977 |
6% | 84846 | 64480 | 53707 | 49011 | 41610 | 37421 | 34821 |