Monthly Repayment |
HKD$27,314
|
Initial Payment |
HKD$3.84 Millions
|
Loan Amount |
HKD$5.76 Millions
|
Total interest |
HKD$2.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$330,000
|
Legal Fee |
HKD$41,500
|
Agency Fee |
HKD$96,000
|
Total Expense |
HKD$467,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71027 | 50459 | 39390 | 34473 | 26489 | 21707 | 18526 |
1.5% | 72277 | 51719 | 40663 | 35754 | 27794 | 23036 | 19878 |
2% | 73540 | 52999 | 41961 | 37066 | 29138 | 24414 | 21290 |
2.5% | 74817 | 54299 | 43285 | 38407 | 30522 | 25840 | 22758 |
3% | 76108 | 55618 | 44635 | 39777 | 31944 | 27314 | 24284 |
3.5% | 77413 | 56958 | 46010 | 41177 | 33405 | 28835 | 25864 |
4% | 78732 | 58317 | 47411 | 42606 | 34904 | 30403 | 27499 |
4.5% | 80064 | 59695 | 48837 | 44063 | 36440 | 32015 | 29185 |
5% | 81411 | 61093 | 50288 | 45549 | 38013 | 33672 | 30920 |
5.5% | 82771 | 62511 | 51763 | 47064 | 39622 | 35371 | 32704 |
6% | 84145 | 63947 | 53264 | 48606 | 41266 | 37111 | 34534 |