Monthly Repayment |
HKD$27,030
|
Initial Payment |
HKD$3.8 Millions
|
Loan Amount |
HKD$5.7 Millions
|
Total interest |
HKD$2.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$320,000
|
Legal Fee |
HKD$41,250
|
Agency Fee |
HKD$95,000
|
Total Expense |
HKD$456,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 70288 | 49934 | 38980 | 34114 | 26213 | 21481 | 18333 |
1.5% | 71524 | 51181 | 40239 | 35382 | 27505 | 22796 | 19671 |
2% | 72774 | 52447 | 41524 | 36679 | 28835 | 24159 | 21068 |
2.5% | 74038 | 53733 | 42834 | 38006 | 30204 | 25571 | 22521 |
3% | 75315 | 55039 | 44170 | 39363 | 31612 | 27030 | 24031 |
3.5% | 76607 | 56364 | 45531 | 40748 | 33057 | 28535 | 25595 |
4% | 77912 | 57709 | 46917 | 42162 | 34540 | 30086 | 27212 |
4.5% | 79230 | 59073 | 48328 | 43604 | 36061 | 31682 | 28881 |
5% | 80563 | 60457 | 49764 | 45075 | 37617 | 33321 | 30598 |
5.5% | 81909 | 61859 | 51224 | 46573 | 39209 | 35002 | 32363 |
6% | 83268 | 63281 | 52709 | 48099 | 40836 | 36725 | 34174 |