Monthly Repayment |
HKD$32,802
|
Initial Payment |
HKD$4.75 Millions
|
Loan Amount |
HKD$4.75 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$320,000
|
Legal Fee |
HKD$41,250
|
Agency Fee |
HKD$95,000
|
Total Expense |
HKD$456,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58573 | 41611 | 32483 | 28428 | 21844 | 17901 | 15277 |
1.5% | 59603 | 42650 | 33532 | 29485 | 22920 | 18996 | 16393 |
2% | 60645 | 43706 | 34603 | 30566 | 24029 | 20133 | 17556 |
2.5% | 61698 | 44778 | 35695 | 31672 | 25170 | 21309 | 18768 |
3% | 62763 | 45866 | 36808 | 32802 | 26343 | 22525 | 20026 |
3.5% | 63839 | 46970 | 37942 | 33956 | 27548 | 23779 | 21329 |
4% | 64926 | 48091 | 39098 | 35135 | 28784 | 25072 | 22677 |
4.5% | 66025 | 49228 | 40273 | 36337 | 30050 | 26402 | 24067 |
5% | 67136 | 50381 | 41470 | 37562 | 31347 | 27768 | 25499 |
5.5% | 68257 | 51549 | 42687 | 38811 | 32674 | 29169 | 26969 |
6% | 69390 | 52734 | 43924 | 40083 | 34030 | 30604 | 28478 |