Monthly Repayment |
HKD$3,280
|
Initial Payment |
HKD$0.48 Millions
|
Loan Amount |
HKD$0.48 Millions
|
Total interest |
HKD$0.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$9,625
|
Agency Fee |
HKD$9,500
|
Total Expense |
HKD$19,225
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5857 | 4161 | 3248 | 2842 | 2184 | 1790 | 1527 |
1.5% | 5960 | 4265 | 3353 | 2948 | 2292 | 1899 | 1639 |
2% | 6064 | 4370 | 3460 | 3056 | 2402 | 2013 | 1755 |
2.5% | 6169 | 4477 | 3569 | 3167 | 2517 | 2130 | 1876 |
3% | 6276 | 4586 | 3680 | 3280 | 2634 | 2252 | 2002 |
3.5% | 6383 | 4697 | 3794 | 3395 | 2754 | 2377 | 2132 |
4% | 6492 | 4809 | 3909 | 3513 | 2878 | 2507 | 2267 |
4.5% | 6602 | 4922 | 4027 | 3633 | 3005 | 2640 | 2406 |
5% | 6713 | 5038 | 4147 | 3756 | 3134 | 2776 | 2549 |
5.5% | 6825 | 5154 | 4268 | 3881 | 3267 | 2916 | 2696 |
6% | 6939 | 5273 | 4392 | 4008 | 3403 | 3060 | 2847 |