Monthly Repayment |
HKD$26,745
|
Initial Payment |
HKD$3.76 Millions
|
Loan Amount |
HKD$5.64 Millions
|
Total interest |
HKD$2.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$310,000
|
Legal Fee |
HKD$41,000
|
Agency Fee |
HKD$94,000
|
Total Expense |
HKD$445,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69548 | 49408 | 38569 | 33755 | 25938 | 21255 | 18140 |
1.5% | 70771 | 50642 | 39815 | 35009 | 27215 | 22556 | 19464 |
2% | 72008 | 51895 | 41087 | 36293 | 28531 | 23905 | 20846 |
2.5% | 73258 | 53168 | 42383 | 37606 | 29886 | 25301 | 22284 |
3% | 74523 | 54460 | 43705 | 38948 | 31279 | 26745 | 23778 |
3.5% | 75800 | 55771 | 45052 | 40319 | 32709 | 28235 | 25326 |
4% | 77092 | 57102 | 46423 | 41718 | 34177 | 29769 | 26926 |
4.5% | 78396 | 58452 | 47819 | 43145 | 35681 | 31348 | 28577 |
5% | 79715 | 59820 | 49240 | 44600 | 37221 | 32970 | 30276 |
5.5% | 81047 | 61208 | 50685 | 46083 | 38796 | 34634 | 32023 |
6% | 82392 | 62615 | 52154 | 47593 | 40406 | 36338 | 33814 |