Monthly Repayment |
HKD$26,688
|
Initial Payment |
HKD$3.75 Millions
|
Loan Amount |
HKD$5.63 Millions
|
Total interest |
HKD$2.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$308,000
|
Legal Fee |
HKD$40,950
|
Agency Fee |
HKD$93,800
|
Total Expense |
HKD$442,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69400 | 49303 | 38487 | 33683 | 25882 | 21210 | 18101 |
1.5% | 70620 | 50534 | 39731 | 34935 | 27157 | 22508 | 19423 |
2% | 71855 | 51785 | 40999 | 36216 | 28471 | 23854 | 20802 |
2.5% | 73102 | 53055 | 42293 | 37526 | 29822 | 25248 | 22237 |
3% | 74364 | 54344 | 43612 | 38865 | 31212 | 26688 | 23727 |
3.5% | 75639 | 55652 | 44956 | 40233 | 32640 | 28175 | 25272 |
4% | 76928 | 56980 | 46324 | 41629 | 34104 | 29706 | 26868 |
4.5% | 78230 | 58327 | 47718 | 43053 | 35605 | 31282 | 28516 |
5% | 79545 | 59693 | 49135 | 44505 | 37142 | 32900 | 30212 |
5.5% | 80874 | 61078 | 50577 | 45985 | 38714 | 34560 | 31955 |
6% | 82216 | 62482 | 52043 | 47492 | 40320 | 36261 | 33742 |