Monthly Repayment |
HKD$31,103
|
Loan Amount |
HKD$6.56 Millions
|
Total interest |
HKD$2.77 Millions
|
Total repayment |
HKD$9.33 Millions
|
Down payment |
HKD$2,810,000
|
Stamp Duty |
HKD$307,000
|
Legal Fee |
HKD$40,925
|
Agency Fee |
HKD$93,700
|
complete insurance payment |
--
|
Total Expense |
HKD$3,251,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80880 | 57459 | 44854 | 39255 | 30164 | 24719 | 21096 |
1.5% | 82303 | 58894 | 46303 | 40714 | 31650 | 26231 | 22636 |
2% | 83741 | 60351 | 47782 | 42207 | 33180 | 27800 | 24243 |
2.5% | 85195 | 61831 | 49289 | 43734 | 34756 | 29424 | 25915 |
3% | 86666 | 63334 | 50827 | 45295 | 36376 | 31103 | 27653 |
3.5% | 88151 | 64859 | 52393 | 46889 | 38039 | 32835 | 29452 |
4% | 89653 | 66406 | 53988 | 48516 | 39746 | 34620 | 31313 |
4.5% | 91171 | 67976 | 55611 | 50175 | 41495 | 36457 | 33233 |
5% | 92704 | 69568 | 57263 | 51868 | 43286 | 38343 | 35210 |
5.5% | 94253 | 71182 | 58944 | 53592 | 45118 | 40277 | 37241 |
6% | 95817 | 72818 | 60652 | 55348 | 46990 | 42259 | 39324 |