Monthly Repayment |
HKD$26,603
|
Initial Payment |
HKD$3.74 Millions
|
Loan Amount |
HKD$5.61 Millions
|
Total interest |
HKD$2.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$305,000
|
Legal Fee |
HKD$40,875
|
Agency Fee |
HKD$93,500
|
Total Expense |
HKD$439,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69178 | 49145 | 38364 | 33575 | 25800 | 21142 | 18043 |
1.5% | 70395 | 50373 | 39604 | 34823 | 27070 | 22436 | 19361 |
2% | 71625 | 51619 | 40868 | 36100 | 28380 | 23778 | 20735 |
2.5% | 72869 | 52885 | 42158 | 37406 | 29727 | 25167 | 22166 |
3% | 74126 | 54170 | 43473 | 38741 | 31112 | 26603 | 23651 |
3.5% | 75397 | 55474 | 44812 | 40104 | 32535 | 28084 | 25191 |
4% | 76682 | 56798 | 46176 | 41496 | 33995 | 29611 | 26782 |
4.5% | 77979 | 58141 | 47565 | 42916 | 35491 | 31182 | 28425 |
5% | 79291 | 59502 | 48978 | 44363 | 37023 | 32795 | 30115 |
5.5% | 80615 | 60883 | 50415 | 45838 | 38590 | 34450 | 31852 |
6% | 81953 | 62282 | 51876 | 47340 | 40191 | 36145 | 33634 |