Monthly Repayment |
HKD$26,460
|
Initial Payment |
HKD$3.72 Millions
|
Loan Amount |
HKD$5.58 Millions
|
Total interest |
HKD$2.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$300,000
|
Legal Fee |
HKD$40,750
|
Agency Fee |
HKD$93,000
|
Total Expense |
HKD$433,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68808 | 48883 | 38159 | 33395 | 25662 | 21029 | 17947 |
1.5% | 70018 | 50103 | 39392 | 34637 | 26926 | 22316 | 19257 |
2% | 71242 | 51343 | 40650 | 35907 | 28228 | 23651 | 20624 |
2.5% | 72479 | 52602 | 41932 | 37206 | 29568 | 25032 | 22047 |
3% | 73730 | 53880 | 43240 | 38534 | 30946 | 26460 | 23525 |
3.5% | 74994 | 55178 | 44572 | 39890 | 32361 | 27934 | 25056 |
4% | 76271 | 56494 | 45929 | 41274 | 33813 | 29453 | 26639 |
4.5% | 77562 | 57830 | 47311 | 42686 | 35301 | 31015 | 28273 |
5% | 78867 | 59184 | 48716 | 44126 | 36825 | 32620 | 29954 |
5.5% | 80184 | 60557 | 50146 | 45593 | 38384 | 34266 | 31682 |
6% | 81515 | 61949 | 51599 | 47087 | 39976 | 35952 | 33454 |