Monthly Repayment |
HKD$26,404
|
Initial Payment |
HKD$3.71 Millions
|
Loan Amount |
HKD$5.57 Millions
|
Total interest |
HKD$2.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$298,000
|
Legal Fee |
HKD$40,700
|
Agency Fee |
HKD$92,800
|
Total Expense |
HKD$431,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68660 | 48777 | 38077 | 33324 | 25606 | 20984 | 17908 |
1.5% | 69867 | 49995 | 39307 | 34562 | 26868 | 22268 | 19216 |
2% | 71089 | 51233 | 40562 | 35830 | 28167 | 23600 | 20580 |
2.5% | 72323 | 52489 | 41842 | 37126 | 29504 | 24978 | 22000 |
3% | 73571 | 53765 | 43147 | 38451 | 30879 | 26404 | 23474 |
3.5% | 74833 | 55059 | 44477 | 39804 | 32292 | 27874 | 25002 |
4% | 76107 | 56373 | 45831 | 41185 | 33740 | 29389 | 26582 |
4.5% | 77396 | 57705 | 47209 | 42594 | 35225 | 30948 | 28212 |
5% | 78697 | 59057 | 48611 | 44031 | 36746 | 32549 | 29890 |
5.5% | 80012 | 60427 | 50038 | 45495 | 38301 | 34192 | 31614 |
6% | 81340 | 61816 | 51488 | 46985 | 39890 | 35874 | 33382 |