Monthly Repayment |
HKD$310,761
|
Initial Payment |
HKD$45 Millions
|
Loan Amount |
HKD$45 Millions
|
Total interest |
HKD$10.94 Millions
|
complete insurance payment |
HKD$135,000 (0.3%)
|
Stamp Duty |
HKD$3,825,000
|
Legal Fee |
HKD$242,500
|
Agency Fee |
HKD$900,000
|
Total Expense |
HKD$5,102,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 554906 | 394218 | 307737 | 269322 | 206952 | 169592 | 144737 |
1.5% | 564665 | 404061 | 317679 | 279334 | 217145 | 179971 | 155304 |
2% | 574534 | 414060 | 327823 | 289578 | 227647 | 190734 | 166328 |
2.5% | 584512 | 424214 | 338168 | 300055 | 238456 | 201877 | 177804 |
3% | 594598 | 434523 | 348714 | 310761 | 249568 | 213395 | 189721 |
3.5% | 604793 | 444986 | 359459 | 321697 | 260981 | 225280 | 202070 |
4% | 615096 | 455603 | 370402 | 332859 | 272691 | 237526 | 214836 |
4.5% | 625507 | 466372 | 381541 | 344246 | 284692 | 250124 | 228008 |
5% | 636025 | 477294 | 392876 | 355857 | 296980 | 263065 | 241569 |
5.5% | 646651 | 488368 | 404405 | 367687 | 309549 | 276339 | 255505 |
6% | 657384 | 499592 | 416125 | 379735 | 322393 | 289935 | 269797 |