Monthly Repayment |
HKD$25,578
|
Initial Payment |
HKD$3.6 Millions
|
Loan Amount |
HKD$5.39 Millions
|
Total interest |
HKD$2.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$269,700
|
Legal Fee |
HKD$39,975
|
Agency Fee |
HKD$89,900
|
Total Expense |
HKD$399,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66514 | 47253 | 36887 | 32282 | 24806 | 20328 | 17349 |
1.5% | 67684 | 48433 | 38079 | 33482 | 26028 | 21572 | 18615 |
2% | 68867 | 49632 | 39295 | 34710 | 27287 | 22862 | 19937 |
2.5% | 70063 | 50849 | 40535 | 35966 | 28582 | 24198 | 21312 |
3% | 71272 | 52084 | 41799 | 37249 | 29914 | 25578 | 22741 |
3.5% | 72494 | 53339 | 43087 | 38560 | 31283 | 27003 | 24221 |
4% | 73729 | 54611 | 44398 | 39898 | 32686 | 28471 | 25751 |
4.5% | 74977 | 55902 | 45734 | 41263 | 34125 | 29981 | 27330 |
5% | 76238 | 57211 | 47092 | 42655 | 35598 | 31532 | 28956 |
5.5% | 77512 | 58539 | 48474 | 44073 | 37104 | 33123 | 30626 |
6% | 78798 | 59884 | 49879 | 45517 | 38644 | 34753 | 32339 |