Monthly Repayment |
HKD$25,550
|
Initial Payment |
HKD$3.59 Millions
|
Loan Amount |
HKD$5.39 Millions
|
Total interest |
HKD$2.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$269,400
|
Legal Fee |
HKD$39,950
|
Agency Fee |
HKD$89,800
|
Total Expense |
HKD$399,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66440 | 47201 | 36846 | 32246 | 24779 | 20305 | 17329 |
1.5% | 67609 | 48379 | 38036 | 33445 | 25999 | 21548 | 18595 |
2% | 68790 | 49576 | 39251 | 34672 | 27256 | 22837 | 19915 |
2.5% | 69985 | 50792 | 40490 | 35926 | 28551 | 24171 | 21289 |
3% | 71193 | 52026 | 41752 | 37208 | 29881 | 25550 | 22716 |
3.5% | 72413 | 53279 | 43039 | 38517 | 31248 | 26973 | 24194 |
4% | 73647 | 54550 | 44349 | 39854 | 32650 | 28439 | 25723 |
4.5% | 74894 | 55840 | 45683 | 41217 | 34087 | 29948 | 27300 |
5% | 76153 | 57148 | 47040 | 42607 | 35558 | 31497 | 28923 |
5.5% | 77425 | 58473 | 48420 | 44024 | 37063 | 33087 | 30592 |
6% | 78710 | 59817 | 49824 | 45467 | 38601 | 34714 | 32303 |