Monthly Repayment |
HKD$25,265
|
Initial Payment |
HKD$3.55 Millions
|
Loan Amount |
HKD$5.33 Millions
|
Total interest |
HKD$2.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$266,400
|
Legal Fee |
HKD$39,700
|
Agency Fee |
HKD$88,800
|
Total Expense |
HKD$394,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65700 | 46675 | 36436 | 31887 | 24503 | 20079 | 17136 |
1.5% | 66856 | 47840 | 37613 | 33073 | 25710 | 21308 | 18388 |
2% | 68024 | 49024 | 38814 | 34286 | 26953 | 22582 | 19693 |
2.5% | 69206 | 50227 | 40039 | 35526 | 28233 | 23902 | 21052 |
3% | 70400 | 51447 | 41287 | 36794 | 29548 | 25265 | 22463 |
3.5% | 71607 | 52686 | 42559 | 38088 | 30900 | 26673 | 23925 |
4% | 72827 | 53943 | 43855 | 39410 | 32286 | 28123 | 25436 |
4.5% | 74060 | 55218 | 45174 | 40758 | 33707 | 29614 | 26996 |
5% | 75305 | 56511 | 46516 | 42133 | 35162 | 31146 | 28601 |
5.5% | 76563 | 57822 | 47881 | 43534 | 36650 | 32718 | 30251 |
6% | 77834 | 59151 | 49269 | 44960 | 38171 | 34328 | 31944 |