Monthly Repayment |
HKD$25,038
|
Initial Payment |
HKD$3.52 Millions
|
Loan Amount |
HKD$5.28 Millions
|
Total interest |
HKD$2.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$264,000
|
Legal Fee |
HKD$39,500
|
Agency Fee |
HKD$88,000
|
Total Expense |
HKD$391,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65108 | 46254 | 36107 | 31600 | 24282 | 19898 | 16982 |
1.5% | 66254 | 47409 | 37274 | 32775 | 25478 | 21116 | 18222 |
2% | 67412 | 48583 | 38464 | 33977 | 26710 | 22379 | 19515 |
2.5% | 68582 | 49774 | 39678 | 35206 | 27978 | 23686 | 20862 |
3% | 69766 | 50984 | 40915 | 36462 | 29282 | 25038 | 22260 |
3.5% | 70962 | 52211 | 42176 | 37745 | 30621 | 26432 | 23709 |
4% | 72171 | 53457 | 43460 | 39055 | 31995 | 27869 | 25207 |
4.5% | 73392 | 54721 | 44767 | 40391 | 33403 | 29347 | 26752 |
5% | 74627 | 56002 | 46097 | 41753 | 34845 | 30866 | 28344 |
5.5% | 75873 | 57301 | 47450 | 43142 | 36320 | 32423 | 29979 |
6% | 77133 | 58618 | 48825 | 44555 | 37827 | 34019 | 31656 |