| Monthly Repayment |
HKD$4,253
|
| Loan Amount |
HKD$0.62 Millions
|
| Total interest |
HKD$0.15 Millions
|
| Total repayment |
HKD$0.77 Millions
|
| Down payment |
HKD$260,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$9,100
|
| Agency Fee |
HKD$8,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$278,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 7596 | 5396 | 4212 | 3686 | 2832 | 2321 | 1981 |
| 1.5% | 7729 | 5531 | 4348 | 3823 | 2972 | 2463 | 2125 |
| 2% | 7864 | 5668 | 4487 | 3964 | 3116 | 2610 | 2276 |
| 2.5% | 8001 | 5807 | 4629 | 4107 | 3264 | 2763 | 2433 |
| 3% | 8139 | 5948 | 4773 | 4253 | 3416 | 2921 | 2597 |
| 3.5% | 8278 | 6091 | 4920 | 4403 | 3572 | 3083 | 2766 |
| 4% | 8419 | 6236 | 5070 | 4556 | 3732 | 3251 | 2940 |
| 4.5% | 8562 | 6384 | 5222 | 4712 | 3897 | 3423 | 3121 |
| 5% | 8706 | 6533 | 5378 | 4871 | 4065 | 3601 | 3306 |
| 5.5% | 8851 | 6685 | 5535 | 5033 | 4237 | 3782 | 3497 |
| 6% | 8998 | 6838 | 5696 | 5198 | 4413 | 3968 | 3693 |
